Privacy Policy

01   Introduction

Financial Success Academy ("we," "us," or "our") operates the website mysuccessacademy.ai and related digital services (collectively, the "Platform"). This Privacy Policy explains how we collect, use, disclose, and protect your personal information when you visit our Platform, purchase our products, or use our services.

By using our Platform, you agree to the collection and use of information in accordance with this Privacy Policy. If you do not agree, please discontinue use of our Platform immediately.

02   Who We Are

Financial Success Academy is a global financial literacy publisher headquartered in Canada, offering books, educational content, and resources to individuals, professionals, organizations, and institutions worldwide.

03   Information We Collect

Information You Provide Directly

We may collect the following personal information when you voluntarily provide it:

• Name and contact details (email address, phone number, mailing address)
• Account registration information
• Purchase and billing information (processed securely through third-party payment providers)
• Communications you send to us (inquiries, support requests, feedback)
• Information provided when subscribing to our Weekly Success Brief or email newsletter
• Organization name and role (for B2B inquiries, bulk orders, or institutional partnerships)

Information Collected Automatically

When you visit our Platform, we may automatically collect:

• IP address and general geographic location
• Browser type, version, and operating system
• Pages visited, time spent on pages, and referring URLs
• Device type and screen resolution
• Cookies and similar tracking technologies (see Section 7)

Information from Third Parties

We may receive information about you from:

• Amazon, when you purchase our books through Amazon platforms
• Social media platforms, if you interact with our content or connect your account
• Analytics providers (e.g., Google Analytics)
• Payment processors, to confirm transactions

04   How We Use Your Information

We use the personal information we collect for the following purposes:

• To fulfill orders and deliver products or services you have purchased
• To communicate with you about your account, orders, or inquiries
• To send you educational content, newsletters, and marketing communications (with your consent)
• To improve our Platform, products, and services through analytics
• To personalize your experience on the Platform
• To process payments and prevent fraudulent transactions
• To comply with legal and regulatory obligations
• To respond to legal requests and enforce our Terms and Conditions
• To contact you about B2B partnership and bulk order opportunities

05   Legal Basis for Processing

We are aligned with Canada's PIPEDA framework and the principles of GDPR. We process your personal information based on one or more of the following legal grounds:

• Consent: You have given clear consent for us to process your personal data for a specific purpose (e.g., newsletter subscription).
• Contract: Processing is necessary to fulfill a contract we have with you (e.g., processing a book order).
• Legitimate Interests: Processing is necessary for our legitimate business interests, provided these do not override your rights.
• Legal Obligation: Processing is necessary to comply with a legal obligation.

You may withdraw your consent at any time by contacting us at the email address listed in Section 2.

06   Sharing Your Information

We do not sell, rent, or trade your personal information. We may share your information only in the following circumstances:

• Service Providers: With trusted third-party vendors who help us operate our Platform, fulfill orders, send emails, or process payments. These parties are contractually obligated to handle your data securely and only for specified purposes.
• Amazon: If you are directed to Amazon to purchase our books, Amazon's own privacy policy governs that transaction.
• Legal Requirements: If required by law, court order, or government authority.
• Business Transfers: In the event of a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction.
• With Your Consent: In any other circumstances, only with your explicit consent.

07   Cookies & Tracking Technologies

Our Platform uses cookies and similar tracking technologies to improve functionality and analyze usage. Cookies are small data files stored on your device.

Types of Cookies We Use

• Essential Cookies: Required for the Platform to function properly.
• Analytics Cookies: Help us understand how visitors use our Platform (e.g., Google Analytics).
• Marketing Cookies: Used to deliver relevant content and track the effectiveness of our campaigns.

You can control cookies through your browser settings. Disabling certain cookies may affect the functionality of our Platform. By continuing to use our Platform, you consent to our use of cookies as described in this Policy.

08   International Data Transfers

Financial Success Academy operates globally. Your information may be transferred to, stored, and processed in countries outside of Canada, including the United States and other jurisdictions. When we transfer personal data internationally, we take steps to ensure appropriate safeguards are in place to protect your information in accordance with applicable privacy laws.

09   Your Privacy Rights

Depending on your jurisdiction, you may have the following rights regarding your personal information:

• Right of Access: Request a copy of the personal data we hold about you.
• Right to Rectification: Request correction of inaccurate or incomplete data.
• Right to Erasure: Request deletion of your personal data, subject to legal obligations.
• Right to Restrict Processing: Request that we limit how we use your data.
• Right to Data Portability: Request your data in a portable format.
• Right to Object: Object to processing based on legitimate interests or for direct marketing.
• Right to Withdraw Consent: Withdraw consent at any time without affecting prior processing.

To exercise any of these rights, please contact us at privacy@mysuccessacademy.ai. We will respond within 30 days of receiving your request.

10   Data Retention

We retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required by law. When your information is no longer needed, we will securely delete or anonymize it.

11   Children's Privacy

Our Platform is not directed to children under the age of 13 (or 16 in certain jurisdictions). We do not knowingly collect personal information from children. If you believe a child has provided us with personal information, please contact us and we will promptly delete it.

12   Security

We take reasonable administrative, technical, and physical measures to protect your personal information against unauthorized access, disclosure, alteration, or destruction. However, no method of internet transmission or electronic storage is 100% secure. We cannot guarantee absolute security.

13   Third-Party Links

Our Platform may contain links to third-party websites, including Amazon. We are not responsible for the privacy practices or content of those sites. We encourage you to review the privacy policies of any third-party sites you visit.

14   Updates to This Policy

We may update this Privacy Policy from time to time. When we do, we will revise the effective date at the top of the policy and, where appropriate, notify you by email or through a notice on our Platform. Your continued use of the Platform after any changes constitutes your acceptance of the updated policy.

15   Contact Us